First Home Buyers in Sandy Bay, Mount Nelson, and Greater Hobart

Buying your first home is an exciting milestone but can feel overwhelming. With the right guidance, you can navigate the process confidently and secure a home loan tailored to your needs. As your trusted mortgage broker in Sandy Bay, Mount Nelson, and Hobart, I’m here to simplify your journey and help you achieve homeownership sooner.

How I Help First Home Buyers

1. Finding the Right Loan Product
Choosing the right home loan is critical, especially as a first home buyer. I’ll guide you through options from over 35 of Australia’s leading lenders to find one that aligns with your financial goals and lifestyle.

2. Understanding Your Deposit Options
Saving for a deposit is often the biggest hurdle. I’ll help you explore ways to make the most of your savings and consider options for buying with less than a 20% deposit.

3. Leveraging Government Incentives
Government initiatives such as the First Home Guarantee Scheme and state-based programs like stamp duty concessions can significantly reduce the cost of buying your first home. I’ll ensure you understand your eligibility and assist with applications.

4. Free, Unbiased Guidance
My services come at no cost to you as a first home buyer. The lender pays a commission once your loan is settled, so you get expert advice without the expense.

Buying Your First Home With a Small Deposit

Contrary to popular belief, you don’t need a 20% deposit to buy a home. Here are some effective strategies to get into the market sooner:

• First Home Guarantee Scheme: Purchase with just a 5% deposit and avoid Lenders Mortgage Insurance (LMI) if eligible.

• Guarantor Loans: A family member can use their property as security, reducing your deposit requirements and avoiding LMI.

• Co-Ownership: Buy with a partner, friend, or sibling to split the costs and share the deposit burden.

Why Choose a Mortgage Broker for Your First Home Loan?

It might be your first time buying property, but with expert support, you’ll avoid costly mistakes. My job is to find a loan that works for you, navigate the paperwork, and ensure you feel confident every step of the way.

Accept nothing less than working with the best – it’s my aim to be recognised as the best mortgage broker in Hobart, known for helping first home buyers achieve their dreams.

Let’s Get Started

Buying your first home is a big step, but you don’t have to take it alone. Whether you prefer a phone call, video consultation, or in-person meeting in Sandy Bay, Mount Nelson, or anywhere in Hobart, I’m here to guide you.

📞 Call Jim Love on 0480 038 323 or book your appointment to take the first step towards owning your dream home.